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Final Expense and Life Insurance shouldn't be complicated...

Edwin Morales

Lead Field Underwriter

  • We are Field Underwriters - SKIP the Sales


  • NO IN-HOME Visits

  • EASY Phone Application

  • ZOOM Meeting (if needed)

  • Premiums Never Increase

  • Benefits Never Decrease

  • Pre-Existing Conditions Ok

  • ANSWERS to any Questions you have

Some of our partners


From My Family To Yours

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This website is owned by Edwin Morales a licensed insurance agent. Invitations for applications for insurance on are made through Edwin Morales only where licensed and appointed. EM Financial Group is not an insurer. The insurance company/carrier determines whether you will be approved for coverage and any premium rating you will be offered. There is no guarantee that you will qualify for the advertised savings, rates, fees or terms shown. Underwriting decisions vary based upon the product applied for, your health and other factors determined by the insurers. 

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