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NO MEDICAL Exams

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EASY Phone Application

Pre-Existing Conditions OK

Premiums Never Increase

Benefits Never Decrease

Benefits are Non-Taxable

ANSWERS to any Questions you have​

Final Expense | Whole Life
Term Life | Index Universal Life (IUL)
Annuities | Retirement Planning & Protection

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Final Expense and Life Insurance shouldn't be complicated...

Edwin Morales

Owner & Lead Field Underwriter

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Thank You!
From My
Family To Yours

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Marc & Jen

North Carolina

Best people here... Patient with me. I had tons of questions.  I didn't think I could get approved but they found the company that did.  I just wanted Final Expenses covered so that my kids didn't fall into financial issues due to me... anyway I can't say enough. Recommend them period.  

Hugging Couple in Nature

Kathy

Florida

At every point they were completely transparent. Honest agents, you can't go wrong.  They made sure that all my needs were met. Went beyond expectations, even helped cover my dad & mom. Edwin and his agency are 100% for their clients. 

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Greg

Kentucky

I have a wife + 3 kids.  I can't imagine what would happen if something unexpected happened to me. I just want to make sure they are taken care of. EM Financial Group was extremely cooperative and helped me understand how important it is to have financial security in place for my families future.  Don't wait!

What People Say

This website is owned by Edwin Morales a licensed insurance agent. Invitations for applications for insurance on EMFinancialGroup.com are made through Edwin Morales only where licensed and appointed. EM Financial Group is not an insurer. The insurance company/carrier determines whether you will be approved for coverage and any premium rating you will be offered. There is no guarantee that you will qualify for the advertised savings, rates, fees or terms shown. Underwriting decisions vary based upon the product applied for, your health and other factors determined by the insurers. 

*TCPA - MOBILE CALL & TEXT MARKETING AND NOTIFICATIONS: By providing your mobile phone number you authorize EM Financial Group to communicate with you via phone and/or SMS/text (which ever you prefer).  Standard message and data rates may apply. You can stop messages from us at any time by replying with the word STOP. We promise we won’t be pushy.  We’re simply here to help. ; )

Need more details? Contact us

We are here to assist. Contact us by text, phone, email.

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*TCPA - MOBILE CALL & TEXT MARKETING AND NOTIFICATIONS: By providing your mobile phone number you authorize EM Financial Group to communicate with you via phone and/or SMS/text (which ever you prefer).  Standard message and data rates may apply. You can stop messages from us at any time by replying with the word STOP. We promise we won’t be pushy.  We’re simply here to help. ; )

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